As an independent advisory firm, we can offer objective advice. We leverage our industry relationships effectively to provide the best service

Your entire financial picture:

When considering your entire financial picture, Paugat Financial Consultant incorporates both sides of your balance sheet, as well as the non-financial dynamics of your family. This enables our team to create smart solutions that go beyond investment management. By asking what’s important to you and your family, we focus on building simple yet integrated strategies to help achieve objectives, despite the complexity of your holdings or personal situations.

Whether dealing with assets or liabilities, compensation or succession, estate taxation or education funding strategies, Paugat Financial Consultant excels at taking the complexity out of a client’s wealth and simplifying their financial decision-making.

We will develop for you a clear path for how to achieve the best, most efficient outcome in aligning your financial and investment goals. None of our solutions are built to be transactional – they all fit into an integrated plan customized for achieving your overall needs and objectives.

Financial Advisory Services:

Our Financial Advisors will work with you one-on-one to help you through the complexity of the areas listed below.

We analyze your entire financial planning blueprint, not just isolated parts of it. The process will begin with a preliminary discovery meeting where we will learn about you, your background, family, and aspirations. Our comprehensive services include an online interface to your accounts, access to financial calculators, and detailed reporting. One of our core values is excellent communication and responsiveness, we place great importance in being prompt in our response following your request(s).

Having a detailed understanding of your financial blueprint, your financial advisor will help you understand the variety of Account Types and Investment Types available to you and enable you to make informed choices for you, your investment goals, your family, or your business.

Advice:

We understand that throughout your life you will have questions regarding your finances that might not be directly related to your long term financial plan or your investment accounts. These questions can cover a larger number of topics. Part of our job as financial planners is to be a sounding board for you when those questions arise. You will always have access to us to address any questions, large or small, you might have.

As fiduciaries for our clients, our job does not stop at helping develop complete financial plans and investment strategies, but extends to all aspects of your financial life. A fiduciary is someone who must put your interests first. Not only because it’s the right thing to do. But because it is legally required!

A “fiduciary” is defined as one who obligates himself or herself to act on behalf of another and assumes a duty to act in good faith and care, candor, and loyalty in fulfilling its obligations. As an independent Registered Investment Advisor, Investment Planning Advisors acts as your legal fiduciary. We are required to work in your best interests at all times.

Unlike advisors who are only required to sell you something “suitable” at the time of sale, who have no ongoing duty to make sure your needs didn’t change, we must always put your interests above our own. No matter the circumstances or questions, you can expect us to act as fiduciaries at all times.

Risk & Financial Advisory:
Outmaneuver uncertainty

Risk drives organizations to continuously improve. At Paugat Financial Consultant, we help you understand and confront risk by leveraging class-leading technology and deep cross-industry experience. Uncertainty may be a constant. But it doesn’t have to define your field of play.

Financial Services:

Advanced technologies, regulatory changes, climate actions, and talent and equity strategies are transforming the financial services industry. What are the impacts across banking and capital markets, investment management, insurance, and real estate?

Wealth Management:

As an independent financial advisory firm, we use customized services and models to help you increase your net worth in your individual investments. Our group of advisors has the experience and resources to work in diversified and highly focused approaches to help you increase your net worth and secure your investments.

Our Wealth Management services can include:

Investment Advisory Services
Tax Sensitive Investment Management
Investment Income Strategies
Alternate Income Strategies
Specialized Separately Managed Account Access

Estate Planning:

With expert guidance, you can create a comprehensive plan that safeguards your assets, minimizes taxes, and leaves a lasting impact for generations to come.

Business Owner Services:

Whether you are a practitioner or medical professional in private practice, work as an independent contractor, or own a small business; being in business for yourself requires a different approach to your financial planning. Our process begins with discovery. Once we understand where you stand today in relation to your personal and business short-term and long-term objectives, we work with you to design and apply the strategies that will best help you get there.

Depending on your situation, these Business Owner tools can include:

Business Continuity Planning
Owner and Executive Compensation Plans
Qualified Retirement Plans
Key Employee Retention Plans
Business Succession Planning

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